Dental Implants Monthly Payments:
Real Numbers, Not Vague Promises

"I'm worried about being declined"

Being turned down for credit is embarrassing and frustrating. Many patients delay treatment because they're afraid of the application process.

Our initial check is a soft search with zero risk to your credit score. If one provider declines, we work with multiple lenders and can try alternatives. We can also discuss phased treatment plans that require smaller finance amounts.

"I don't have money for a large deposit"

A big upfront payment can feel like the same barrier as paying the full amount. Some patients assume they need thousands ready before they can start.

Deposits are typically 10-20%, and we can sometimes be flexible. For a £6,995 full arch, that's as low as £700. We'll work with you to find an arrangement that gets treatment started.

"What if I can't make a payment?"

Life happens. Missing a payment is a genuine concern, especially with longer finance terms.

Finance agreements include consumer protections. If you're struggling, contact the finance provider early. They have hardship policies in place. Your implants aren't at risk from a temporary payment difficulty.

"Is it worth financing something this expensive?"

Taking on credit for dental work feels different from financing a car or a home improvement. Some patients question whether it's a sensible use of credit.

Consider the alternative costs. Dentures need replacing every 5-7 years. Bridges last 10-15 years. Implants are a one-time investment that can last a lifetime. Financed over 12 months at 0%, it's often the most cost-effective long-term choice.

Can I get 0% finance on dental implants?

Yes. We offer 0% APR finance for up to 12 months on all implant treatments. A single implant at £1,695 works out to £141/month over 12 months with zero interest. Full arch solutions from £6,995 are approximately £583/month at 0%.

What monthly payments are available for full mouth implants?

Full arch implants start from £6,995. At 0% over 12 months, that's £583/month. Extended plans over 24-60 months bring payments as low as £175/month (interest applies on longer terms). We'll find the plan that fits your budget.

Will applying for finance affect my credit score?

Our initial eligibility check is a soft search that does not affect your credit score. A full credit check only happens if you choose to proceed with a formal application. You can check your eligibility with zero risk.

Can I get dental implant finance if I'm retired or on a pension?

Yes. Pension income counts as regular income for finance applications. Many of our senior patients use finance to spread the cost. The key factor is having regular income to cover monthly payments.

What happens if I'm declined for finance?

Declined applications are not the end of the road. We work with multiple finance providers, so if one declines, another may approve. We can also discuss alternative payment arrangements, phased treatment plans, or reduced deposit options.

Is there a deposit required?

A deposit is typically required, usually 10-20% of the treatment cost. For a £6,995 full arch, that's approximately £700-£1,400. The remainder is spread across your chosen finance term. We can sometimes be flexible on deposit amounts.